Do I Need More Insurance If I Have Medicare?
Posted: June 21, 2021
If your income is very low, you may not need more health insurance than Medicare. Low-income individuals who are eligible for Medicare may also qualify for Medicaid – a joint federal and state low-income assistance program. For people who have both, Medicaid will pick up where Medicare coverage leaves off. Full Medicaid beneficiaries can receive dental, vision, long-term care, and other services Medicare does not...
Replacing or Updating Your Medicare Beneficiary Card
Posted: June 6, 2021
Your Medicare card is a sensitive, personal record that should be kept in a safe place at all times. But life happens, and sometimes Medicare cards get lost, stolen, or damaged. Life circumstances can also change, such as your name or address, and a Medicare card may need to be updated. How do you go about replacing or updating your Medicare beneficiary card? Continuing reading...
Does Medicare Cover Dental and Vision?
Posted: May 6, 2021
Original Medicare does not cover most dental services. This includes cleanings, fillings, extractions, dentures, dental plates, and other devices. Eye exams for glasses or contact lenses are also not covered by original Medicare. You pay 100% out of pocket for these services. However, some Medicare Advantage Plans (Medicare Part C) offer benefits not covered by Original Medicare, which may include dental and vision services. Are...
Does Medicare Provide Mental Health Coverage?
Posted: April 21, 2021
Medicare covers certain mental health services, provided the healthcare professional accepts assignment. The Part B deductible applies to doctor visits, in addition to a 20% copay. If you go to a hospital outpatient clinic or department for mental health services, you may have to pay an additional copayment or coinsurance to the hospital. What Mental Health Services Does Medicare Cover If your primary care doctor...
Understanding the “Welcome to Medicare” Physical Exam
Posted: March 21, 2021
During the first 12 months after enrolling in Part B, Medicare covers a one-time, preventative physical exam. This is known as the “Welcome to Medicare” exam. It includes a thorough checkup and health review. It also provides education and counseling on preventative services, such as screenings and vaccines, as well as referrals for additional care if needed. No Cost for the “Welcome to Medicare” Physical...